Stop feeling powerless and Stop fearing your financial future.

Get on track to budget. Get out of Debt. Achieve Goals NOW.

Discover How to Stop fretting over the control debt has over you.


  • 90 minutes of life changing financial breakthroughs.
  • 28 Financial and Life Coaching lessons right away!
  • UGRU Budget Tool (1 year FREE access).
  • Over $1,000,000 of value in strategies, tools, knowledge, tips and resources (this is a hands-on and results oriented course). 
  • Coaching sessions at your own pace, anywhere! 
  • Quiz and Final Assessment
  • BONUS: Get FREE access to “Ensuring your Success” module and potentially add over $400 per month in your pocket immediately!

Maplewood Financial in partnership with UGRU Coaching brings you Stop the Pain! Personal finance course

What we cover in this Course

Module 1: "Stop the Pain - Part 1"

You will discover:

  • What you make matters little when it comes to building wealth.
  • How critical it is when it comes to measuring your finances before you can have financial success.
  • How to establish the right frame of mind before you start your budgeting journey. 
  • How to think differently when it comes to the way you shop, what you do with your loose change, your credit score, insurance deductibles, finance charges, investment fees and more!

Module 2: "UGRU Budget Tool"

You will discover:

  • That you CAN be a budgeting ninja.
  • A tool that actually does more than what your bank tell you – FAR more!
  • How to know in advance whether spending money is going to break you in the next few months.
  • How to be on a single payment plan to reduce time, confusion and fees.
  • How to improve spending behavior.
  • How to pay your debt off in the most optimal way. This could save you $1,000’s in interest and months or year even in debt payments.

Module 3: "Stop the Pain! - Part 2"

You will discover:

  • How to save $14,000 on your next auto purchase
  • How to save $1,000’s on over 10 types of insurance.
  • How to save $150,000 on lost opportunities.

Module 4: "Stop the Pain! - Tips"

You will discover:

  • Several tips that could put over $900,000 in your pocket by retirement.

BONUS Module: "Ensuring Your Success"

Access this FREE module from “The Spiritual Side of Money” Course and discover:

  • The steps you need to take to ensure you have more than just brief success with money.
  • How to tap into your happiness trifecta.
  • How to make some great spare-time money and to find tax write-offs you may not currently enjoy that can add over $400 per month in your pocket immediately!

These lessons are powerful, unique and results oriented.

With over $1,000 of tax write-offs each year, $900,000 in tips and strategies what more could you ask for in a financial course?

Meet your Coach Ken Gulliver

Meet The Course Creator

Ken Gulliver | Financial Coach & Retired Investment  Advisor

For twenty-five years Ken has been a top quintile advisor at Merrill Lynch and a top 1% Investment Advisor (by revenue) in the United States.   

He is battle proven, calling the downturn of 2008 for his clients, and warns of the next that is upon us in his third hard-hitting book, Right Where They Want You: Why You’re Not Rich and What to Do about It.

But, more than that, multiple awards showcase his dedication to the people he serves. Until now, you’ve only been sold the dream by “financial actors”.

Ken has made it his mission to empower you to financially prosper. His goal is to create positive and real financial changes in your life and is committed to helping you live financially free.

Manage your budget debts goals and more all in one place with UGRU Budget Tool

 Know in advance whether spending money is going to break you in the next few months.


We are certain you’ll love our Stop the Pain! Course and we are confident it will exceed your expectations!

If however you are not satisfied upon completing the full course and passing the final assessment, we will issue you a refund within 30 days of purchase. Just send an email to to request your refund. No hassle guarantee!